ICICI Bank is the largest private bank of India. Among all Indian banks, it holds second rank after the behemoth State Bank of India. It is this bank which started a revolution in the sphere of Indian banking to be more aligned to the requirements of customers.
Like a Universal banking solution, ICICI Bank offers a range of financial products and solutions. It is also gearing up for the highly competitive days of Indian banking when RBI will issue few more banking licenses. To remain in the reckoning, ICICI is constantly recruiting young graduates. You can join the bank with their PO program, or you can join directly to a retain branch of the ICICI Bank as a Junior Officer.
Junior Officer Recruitment at ICICI Bank
Junior Officer is basically an entry level job of this bank. It is similar to the bank clerk or single window operator job that you see with the public sector bank. However, unlike Public sector banks, ICICI gives optimum opportunity to junior officers. Working as a junior officer for one year prepares young bloods for bigger challenges in life.
Job Responsibility of Junior Officer
The prime job responsibility of junior officer is to achieve monthly sales target – insurance, savings and current accounts or various loans – by strictly following the conditions of RBI in terms of Know Your Customer (KYC) norms. As you can see, a junior officer is expected to cross sale. He/she is not only going to get savings and current account, but also various insurance and loans products of the bank. A junior officer generally report to an Assistant Manager – Sales of a retail branch.
A junior officer is also expected to generate new leads for the bank. They are required to contact new people and convince them about various financial products of the bank. Obviously, they are expected to spend majority of their time out of the branch. They are also given internal leads which are gained through inquiry in the bank and also through the website. Converting internal leads are quite crucial for junior officers. There is not a modicum of doubt that this is quite a challenging post. You can find lots of ICICI junior officer who are abusing the management for giving them so much pressure. However, the entire financial industry of India is aware of this pressure, and hence a mere mention of junior officer with the ICICI bank in the resume can make a candidate stand apart. This job will make you prepare for a bigger job in the financial world.
How to Apply for Junior Officer of ICICI Bank
If you are interested, you need to apply directly through the website of the bank. You can also find advertisement in the local newspaper regarding this. Further, ICICI Bank recruits junior officers directly through many institutions like NIBM.
Qualification for ICICI Junior Officer
- Age Limit: 30 Years
- No Experience required
Shortlisted candidates are asked to appear for an online test. This test is of 20 minutes. After the online test, successful candidates are asked to appear for the personal interview.